Click on any of these topics for lots of short articles with smart advice on a variety of financial issues.
optimism-half-full

Training to Be More Optimistic

When we think of optimism, we tend to assume that you either have it or you don’t. You’re either a glass half full person or a glass half empty person. Now, the question of whether optimism is an inherent or a learned trait is more significant than ever.

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optimism-half-full
credit score equation

What Goes Into Your Credit Score Equation?

What many people don’t realize is that your credit score is a numerical measure of your “credit risk.” In other words, it’s a ranking technique that tells lenders if a person is likely to pay off their credit as planned. Credit scores matter, especially when you’re in the process of getting a home loan (mortgage).

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credit score equation

Three Ways to Save on Everyday Purchases

Whether you’re a just-the-basics kind of shopper or a chronic shopaholic, spending money is simply a fact of life. Fortunately, in these days of online retail, shoppers have access to more options than ever before – all delivered with convenience. But could you be saving more money?
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