Save money, maintain a budget and build an emergency fund. It’s like hearing a lecture from your parents during your teen years! No matter how many articles you read about how important these financial topics are, it doesn’t make it any easier to accomplish them. Learn More
Click on any of these topics for lots of short articles with smart advice on a variety of financial issues.
Struggling to pay off credit card debt? You’re not alone. The average American credit-card indebted family has $16,048 in debt spread out among 4 credit cards. (Value Penguin)
It’s a perpetual weight on many Americans. Beyond making the minimum monthly payments, many folks are trying to figure out the best method for repaying this debt. What’s the fastest solution, the easiest, or the best? While all of this depends on your own unique situation, there is one debt-repayment strategy that is proven to work: Pay off your smallest credit first. Learn More
The New Year is famous for prompting health and fitness resolutions. It’s also a time when budgets shift to the front of our minds. If you felt disappointed in the state of your personal finances at the end of 2016, a new year lies ahead. This is your opportunity to pay off debt, save for retirement, school, a baby— you name it. Learn More
When we think of optimism, we tend to assume that you either have it or you don’t. You’re either a glass half full person or a glass half empty person. Now, the question of whether optimism is an inherent or a learned trait is more significant than ever.
No matter who you are, sticking to a budget takes work. When we think of a frugal lifestyle, we imagine penny jars, hand-me-downs, routinely boring, home-cooked meals and absolutely no fun at all! Learn More
In our last post, we discussed what factors go into the credit score calculation. Today, we will discuss situations where your credit score may have an impact.
What many people don’t realize is that your credit score is a numerical measure of your “credit risk.” In other words, it’s a ranking technique that tells lenders if a person is likely to pay off their credit as planned. Credit scores matter, especially when you’re in the process of getting a home loan (mortgage).
“Slow and steady wins the race.” “Consistency is the key to success.”
These popular phrases have been cheering us on through much of our lives, and for good reason, too – they’re highly relatable behind much of our actions.
How would you deal with a cold shower? I mean this LITERALLY. What would happen if your hot water
heater was fried last night and your family had ZERO hot water?
So Greenwood and Greenville schools have been in session for a month now. And if you have kids in school, you know how stressful this time can be getting your kids acclimated to a new grade level, new teachers, new schedules … you name it!