Click on any of these topics for lots of short articles with smart advice on a variety of financial issues.
credit card debt

The Psychological Trick to Paying Off Credit Card Debt

Struggling to pay off credit card debt? You’re not alone. The average American credit-card indebted family has $16,048 in debt spread out among 4 credit cards. (Value Penguin)

It’s a perpetual weight on many Americans. Beyond making the minimum monthly payments, many folks are trying to figure out the best method for repaying this debt. What’s the fastest solution, the easiest, or the best? While all of this depends on your own unique situation, there is one debt-repayment strategy that is proven to work: Pay off your smallest credit first. Learn More

credit card debt
2017 financial habits

5 Financial Habits to Begin in 2017

The New Year is famous for prompting health and fitness resolutions. It’s also a time when budgets shift to the front of our minds. If you felt disappointed in the state of your personal finances at the end of 2016, a new year lies ahead. This is your opportunity to pay off debt, save for retirement, school, a baby— you name it. Learn More

2017 financial habits
optimism-half-full

Training to Be More Optimistic

When we think of optimism, we tend to assume that you either have it or you don’t. You’re either a glass half full person or a glass half empty person. Now, the question of whether optimism is an inherent or a learned trait is more significant than ever.

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optimism-half-full
credit score equation

What Goes Into Your Credit Score Equation?

What many people don’t realize is that your credit score is a numerical measure of your “credit risk.” In other words, it’s a ranking technique that tells lenders if a person is likely to pay off their credit as planned. Credit scores matter, especially when you’re in the process of getting a home loan (mortgage).

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credit score equation